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Met a financial emergency and require some money immediately? Looking for an easy & fast loan for the purpose? Not willing to mortgage any valuable thing for getting loan?
If these situations sound familiar, then the Personal Loan is a sure-shot solution for all your troubles. Deal4Ask, with the best interest rates and the best-in-class customer support, offers a collateral-free personal loan in the easiest and fastest manner. Unlike other loans like Home Loans, Business Loans, Car loans (which are also offered here), in Personal Loan you need not to disclose and prove the usage of loan-money borrowed. Whatever be your requirement like getting the latest gadgets, planning a family vacation, renovating your dream home, the money required is just a few clicks away, as we follow online process. Ask 4 the loan anytime from anywhere and get your deal done with Deal4Ask!
We offer personal loans of up to Rs.40 lakh and more, with easy terms and the best rates starting at 8.30% p.a. You can apply for a personal loan online or offline, making this process quick and straightforward.
| Interest Rate | 10.25% |
|---|---|
| Loan Amount | Up to Rs.40 lakh |
| Loan Tenure | Up to 7 years |
| Processing Fee | .50 to 1.50% + GST |
The following factors are taken into consideration when a lender goes through your loan application. If you meet these criteria, you are eligible for a personal loan:
| Criteria | Salaried | Self-Employed |
|---|---|---|
| Age | 21 years to 60 years | 22 years to 55 years |
| Net Monthly Income | Rs.15,000 | Rs.25,000 |
| CIBIL Score | Above 750 | Above 750 |
| Minimum Loan Amount | Rs.50,000 | Rs.50,000 |
| Maximum Loan Amount | Rs.25 lakh | Rs.50 lakh |
| Requirements | Salaried Individuals | Self Employed |
|---|---|---|
| Proof of Identity | Passport, Voter ID, Driving License or PAN Card | Passport, Voter ID, Driving License or PAN Card |
| Proof of Residence | Passport or utility bills | Passport or utility bills |
| Proof of Income | Bank statement of salary account for the latest three months | Audited financial statement of the past two years |
Following are Tentaive Interest Rates, actual rate may be different as per your CIBIL Score
| Bank | Best For | Key Highlights |
|---|---|---|
| HDFC Personal Loan | Salaried / Professional |
|
| Kotak Mahindra Personal Loan | Quick Turnaround Time |
|
| Tata Capital Personal Loan | Flexible Interest Rates |
|
| Standard Chartered Personal Loan | Short-term Requirement |
|
| IDFC First Personal Loan | Top-Up Loans |
|
| Fullerton India Personal Loan | Quick Approval |
|
| IIFL Personal Loan | Easy Eligibility Checks |
|
| HDBFS Personal Loan | Special Offers |
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Step 1 - Fill Out the Online FormFill out the online form with your details and submit it to us.
Step 2 - Receive a Call from Team Deal4AskOne of our team members will contact you within 24-48 hours of form submission.
Step 3 - Get Process TrainingWe will provide you with process training to help you get started as an affiliate.
Step 4 - Get affiliated with Deal4AskOnce you complete the training, you will become an affiliate of Deal4Ask and start earning.
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