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Own Your Dream Home: Apply for a Home Loan with Deal4Ask and Get the Best Rate

Deal4Ask is a platform that helps individuals in India access home loans from a variety of financial institutions. By using Deal4Ask, you can save time and effort when applying for a home loan, as the platform allows you to compare rates and terms from multiple lenders in one place. This can help you find the best deal for your home loan, which can save you money in the long run.

Another benefit of using Deal4Ask is that the platform offers a streamlined application process. You can apply for a home loan online in a few simple steps, and Deal4Ask will help you gather all the necessary documents and information. This can make the process of applying for a home loan much easier and less time-consuming, as you won't have to visit multiple financial institutions in person.

Additionally, Deal4Ask offers a range of loan options to suit different needs, such as low-income home loans, affordable housing loans, and home improvement loans. With the help of Deal4Ask, you can find the right loan option that best fits your specific needs, which can help you achieve your dream of owning a home. Furthermore, Deal4Ask will also help you to understand the various loan products and to compare them to make an informed decision.

Home Loan Eligibility Criteria

The following factors are taken into consideration when a lender goes through your loan application. If you meet these criteria, you are eligible for a Home loan:

Criteria Salaried Self-Employed
Age 21 years to 60 years 22 years to 55 years
Net Monthly Income Rs.15,000 Rs.25,000
CIBIL Score Above 750 Above 750
Minimum Loan Amount Rs.50,000 Rs.50,000
Maximum Loan Amount Rs.25 lakh Rs.50 lakh

Documents Required to apply Home Loan

The following factors are taken into consideration when a lender goes through your loan application. If you meet these criteria, you are eligible for a Home loan:

Requirements Salaried Individuals Self Employed
Proof of Identity Passport, Voter ID, Driving License or PAN Card Passport, Voter ID, Driving License or PAN Card
Proof of Residence Passport or utility bills Passport or utility bills
Proof of Income Bank statement of salary account for the past two years Audited financial statement of the past two years

Top Home Loan Schemes and Offers

The following factors are taken into consideration when a lender goes through your loan application. If you meet these criteria, you are eligible for a Home loan:

Bank Best For Key Highlights
Citibank Home Loan Low Interest Rate
  1. Interest rates ranging from 9.99% p.a. to 16.49% p.a.
  2. Loans of up to Rs.30 lakh
  3. Tenure of up to 5 years
HDFC Home Loan Self-Employed Professional
  1. Interest rates (rack interest) ranging between 10.5% p.a. and 21.00% p.a.
  2. Tenure of up to 5 years
  3. Loans of up to Rs.40 lakh
Kotak Mahindra Home Loan Quick Turnaround Time
  1. IInterest rates starting at 10.75% p.a.
  2. Loans of up to Rs.25 lakh
  3. Tenure of up to 5 years
Tata Capital Home Loan Flexible Interest Rates
  1. Interest rates starting at 10.99% p.a.
  2. Tenure of up to 6 years
  3. Loans of up to Rs.35 lakh
Standard Chartered Home Loan Short-term Requirement
  1. Interest rates starting from 11.49% p.a.
  2. Tenure of up to 5 years
  3. Loan amount at the discretion of the bank
IDFC First Home Loan Top-Up Loans
  1. Interest rate starting at 10.49% p.a.
  2. Loans of up to Rs.40 lakh
  3. Tenure of up to 5 years
Fullerton India Home Loan Quick Approval
  1. Interest rates starting at 11.99% p.a.
  2. Loans of up to Rs.25 lakh
  3. Tenure of up to 60 months
IIFL Home Loan Easy Eligibility Checks
  1. Interest rates starting at 11.75% p.a.
  2. Loans of up to Rs.5 lakh
  3. Tenure of up to 3 years
HDBFS Home Loan Special Offers
  1. Interest rates up to 36% p.a.
  2. Loans of up to Rs.20 lakh
  3. Tenure of up to 5 years
SBI Home Loan Different Income Categories
  1. Interest rates starting at 9.60% p.a.
  2. Loans of up to Rs.20 lakh
  3. Tenure of up to 7 years
PNB Home Loan Affordable Interest Rates
  1. Interest rates from 8.30% p.a. onwards
  2. Loans of up to Rs.20 lakh
  3. Tenure of up to 72 months

Home Loan Rejection

The following factors are taken into consideration when a lender goes through your loan application. If you meet these criteria, you are eligible for a Home loan:

Do's Don't
Ensure that you have researched on the loan you want to apply for Do not blindly sign the documents before you read every term and condition on it
Read the fine print before taking the loan Do not forget to compare interest rates offered by different loan providers
Look out for any charges applicable on prepayments and foreclosure Do not default on your monthly payments
Make sure you pay the equated monthly instalments (EMIs) on time Do not apply for a loan just for the sake of it
Ensure that you have a good credit score before you apply Do not sign the home loan agreement before reading the clauses
Apply for a loan amount you are eligible for Do not request for a change in tenure unless you have considered all the aspects
Submit all the necessary documents Do not submit an incomplete or mismatched loan application
Ensure that you have stable employment Do not have too many ongoing loans
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Become our Partner

  • Step 1 - Fill Out the Online FormFill out the online form with your details and submit it to us.

  • Step 2 - Receive a Call from Team Deal4AskOne of our team members will contact you within 24-48 hours of form submission.

  • Step 3 - Get Process TrainingWe will provide you with process training to help you get started as an affiliate.

  • Step 4 - Get affiliated with Deal4AskOnce you complete the training, you will become an affiliate of Deal4Ask and start earning.

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