Terms of Use and Privacy Policy

SDFC Advisors Pvt. Ltd., the parent company of deal4ask.com, along with its associated entities, including Deal4Ask.com. (Website and Mobile App), values your privacy and is committed to safeguarding your personal information. This Privacy Policy outlines how deal4ask.com collects, uses, and protects the data you provide when interacting with our Website. It applies to both current and former visitors. By accessing and using our Website, you acknowledge and agree to the practices described in this policy. Your consent will be stored in our records for reference

By continuing to use the Website, you consent to the collection and use of your information (including sensitive personal data as defined by the Information Technology Act and relevant regulations) in accordance with this Privacy Policy, which may be updated from time to time at our discretion.

We are dedicated to protecting your privacy. Please read this Privacy Policy carefully. By using the services provided by [www.deal4ask.com] (http://www.deal4ask.com), you agree to our collection and usage of your data. You authorize us, our business associates, and lending partners (including banks and NBFCs) to contact you via phone calls, SMS, IVR, and WhatsApp for product offerings, promotional information, and other relevant services. Your consent includes outreach from deal4ask.com and its partners for these purposes, and it supersedes any existing TRAI registrations you may have.

Additionally, by pressing "1" during any deal4ask.com IVR call, you consent to being contacted via call, SMS, IVR, and WhatsApp by us and our partners. This consent also allows us to assess your eligibility for various products based on your profile.

Personal Information - What Do We Gather?

Information You Provide:

We store any information you enter on our Website/App or provide to us in any other way. While you can choose not to share certain details, this may limit your ability to use some of our services and features. Please note that we do not collect or store any biometric information.

Automatic Information:

We automatically receive and store certain types of information whenever you interact with us. This includes data collected through "cookies" and other technologies when your web browser accesses our Website or views content and advertisements served on our behalf on other websites. We may also gather information about your location and mobile device, including a unique identifier for your device.

Access to Device Features:

We may request one-time access to your camera, microphone, location, and mobile device for onboarding or KYC purposes, with your explicit consent. This is in accordance with the Digital Lending guidelines issued by the RBI, as updated periodically.

Usage of Mobile Device Resources:

We strictly adhere to privacy standards and do not access or use mobile phone resources such as files, media, contact lists, call logs, telephony functions, or any other sensitive device data without explicit consent. Permissions requested are solely for enhancing the user experience and facilitating services. Users retain full control and can revoke access anytime via device settingsf

Information from Other Sources:

We might receive information about you from other sources and combine it with your account information.

OTP Authentication:

When you complete an OTP authentication request, we retain session log reports until your account is deactivated.

How We Use Your Personal Information

deal4ask.com collects your information when you register for an account, use our products or services, or visit our Website. You authorize deal4ask.com, including its business and lending partners, to send you SMS messages and email alerts, even if you're registered under DND, DNC, or NCPR services. This authorization remains valid as long as your account is active

We Use Your Information To:

• Assist our business and lending partners in delivering services to you.
• Respond to inquiries and resolve issues.
• Administer and fulfil obligations under agreements with partners.
• Send you promotional messages and updates.
• Conduct internal analysis and deliver location-based services
• Improve our services, prevent fraud, and enable third-party service functions
• Maintain your account and records, and display personalized content.

By using our services, you consent to the collection, processing, and sharing of your information (including sensitive personal data) as per this policy

Consent Validity

Your consent for the application remains valid for 180 days from the application date. We may share your application details with partners during this period.

Purging & Retention Policy

We retain user data for 180 days, after which it is automatically purged per our data retention policy.

Disclosures and Information Sharing

deal4ask.com may share your data with its group companies, agents, partners (banks, NBFCs), and service providers as required. In case of merger, sale, or restructuring, your data may be transferred to a successor entityWe may also disclose your data to government authorities as mandated by law for legal compliance, investigation, or identity verification purposes.

Note : Third-party lenders or service providers listed on our platform have their own privacy policies. We advise you to read those separately.

Cookies

We use session and persistent cookies to personalize your experience. These cookies do not contain personally identifiable data. You can control cookie preferences via your browser settings, but some features of the website may not function properly if cookies are disabled.

Revocation of Consent

You can withdraw consent for data processing at any time by emailing [Support@deal4ask.com]. Withdrawal may result in discontinuation of services and no refund for fees paid.

Log Files

We collect log files to track usage patterns, optimize services, and analyze trends. These may include IP address, browser type, ISP, referring/exit pages, and timestamps.

Securing Your Personal Information

We employ physical, electronic, and managerial safeguards to protect your information. However, no method of transmission is 100% secure. Please keep your login credentials confidential.

Third-Party Advertisers and External Links

We use third-party ad platforms that may collect anonymous data to serve relevant ads. These partners do not have access to your personal identifiable information. We recommend reviewing the privacy policies of linked websites.