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Fulfill Your Dreams: Apply for a Personal Loan with Deal4Ask and Get the Best Rate

Met a financial emergency and require some money immediately? Looking for an easy & fast loan for the purpose? Not willing to mortgage any valuable thing for getting loan?

If these situations sound familiar, then the Personal Loan is a sure-shot solution for all your troubles. Deal4Ask, with the best interest rates and the best-in-class customer support, offers a collateral-free personal loan in the easiest and fastest manner. Unlike other loans like Home Loans, Business Loans, Car loans (which are also offered here), in Personal Loan you need not to disclose and prove the usage of loan-money borrowed. Whatever be your requirement like getting the latest gadgets, planning a family vacation, renovating your dream home, the money required is just a few clicks away, as we follow online process. Ask 4 the loan anytime from anywhere and get your deal done with Deal4Ask!

Compare and Apply Personal Loan Online

We offer personal loans of up to Rs.40 lakh and more, with easy terms and the best rates starting at 8.30% p.a. You can apply for a personal loan online or offline, making this process quick and straightforward.

Personal Loan Details

Interest Rate 10.25%
Loan Amount Up to Rs.40 lakh
Loan Tenure Up to 7 years
Processing Fee .50 to 1.50% + GST

Personal Loan Eligibility Criteria

The following factors are taken into consideration when a lender goes through your loan application. If you meet these criteria, you are eligible for a personal loan:

Criteria Salaried Self-Employed
Age 21 years to 60 years 22 years to 55 years
Net Monthly Income Rs.15,000 Rs.25,000
CIBIL Score Above 750 Above 750
Minimum Loan Amount Rs.50,000 Rs.50,000
Maximum Loan Amount Rs.25 lakh Rs.50 lakh

Documents Required to apply Personal Loan

Requirements Salaried Individuals Self Employed
Proof of Identity Passport, Voter’s ID, Driving License or PAN Card Passport, Voter’s ID, Driving License or PAN Card
Proof of Residence Passport or utility bills Passport or utility bills
Proof of Income Bank statement of salary account for the past two years Audited financial statement of the past two years

Top Personal Loan Schemes and Offers

Following are Tentaive Interest Rates, actual rate may be different as per your CIBIL Score

Bank Best For Key Highlights
Citibank Personal Loan Low Interest Rate
  • Interest rates ranging from 9.99% p.a. to 16.49% p.a.
  • Loans of up to Rs.30 lakh
  • Tenure of up to 5 years
HDFC Personal Loan Self-Employed Professional
  • Interest rates (rack interest) ranging between 10.5% p.a. and 21.00% p.a.
  • Tenure of up to 5 years
  • Loans of up to Rs.40 lakh
Kotak Mahindra Personal Loan Quick Turnaround Time
  • Interest rates starting at 10.75% p.a.
  • Loans of up to Rs.25 lakh
  • Tenure of up to 5 years
Tata Capital Personal Loan Flexible Interest Rates
  • Interest rates starting at 10.99% p.a.
  • Tenure of up to 6 years
  • Loans of up to Rs.35 lakh
Standard Chartered Personal Loan Short-term Requirement
  • Interest rates starting from 11.49% p.a.
  • Tenure of up to 5 years
  • Loan amount at the discretion of the bank
IDFC First Personal Loan Top-Up Loans
  • Interest rate starting at 10.49% p.a.
  • Loans of up to Rs.40 lakh
  • Tenure of up to 5 years
Fullerton India Personal Loan Quick Approval
  • Interest rates starting at 11.99% p.a.
  • Loans of up to Rs.25 lakh
  • Tenure of up to 60 months
IIFL Personal Loan Easy Eligibility Checks
  • Interest rates starting at 11.75% p.a.
  • Loans of up to Rs.5 lakh
  • Tenure of up to 3 years
HDBFS Personal Loan Special Offers
  • Interest rates up to 36% p.a.
  • Loans of up to Rs.20 lakh
  • Tenure of up to 5 years
SBI Personal Loan Different Income Categories
  • Interest rates starting at 9.60% p.a.
  • Loans of up to Rs.20 lakh
  • Tenure of up to 7 years
PNB Personal Loan Affordable Interest Rates
  • Interest rates from 8.30% p.a. onwards
  • Loans of up to Rs.20 lakh
  • Tenure of up to 72 months