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Unlock the Equity of Your Property: Apply for a Loan Against Property with Deal4Ask and Get the Best Rate

Deal4Ask is a platform that helps individuals in India access loan against property from a variety of financial institutions. By using Deal4Ask, you can save time and effort when applying for a loan against property, as the platform allows you to compare rates and terms from multiple lenders in one place. This can help you find the best deal for your loan, which can save you money in the long run.

Another benefit of using Deal4Ask is that the platform offers a streamlined application process. You can apply for a loan against property online in a few simple steps, and Deal4Ask will help you gather all the necessary documents and information. This can make the process of applying for a loan against property much easier and less time-consuming, as you won't have to visit multiple financial institutions in person.

Additionally, Deal4Ask offers a range of loan options to suit different needs, such as loan against residential property, loan against commercial property and mortgage loan. With the help of Deal4Ask, you can find the right loan option that best fits your specific needs, which can help you achieve your financial goals. Furthermore, Deal4Ask will also help you understand the various loan products and to compare them to make an informed decision.


Interest Rate 8.00% p.a. onwards
Loan Amount Up to Rs.25 crore
Loan Tenure Up to 20 years
Processing Fee 1% - 3% of the loan amount + GST

Eligibility Criteria

Type of property The property should be in India, be it a residential or commercial property.
Minimum and maximum age 25 to 65 years
Employment type Salaried or Self-employed
Net monthly income Rs.25,000 minimum monthly income
Others Legal property documents authorized by the Government of India - Registration Certificate, Property Tax Receipts, Sales Deed, etc.

Documents Required

Proof of Identity PAN card, Passport, Driving License, etc.
Proof of Address Passport, Electricity Bill, Aadhaar card, etc.
Property Documents Copy of original sale deed, allotment-possession letter, NOC from society.
Income Proof Latest Income Tax Return Certificate, Form 16, salary slips, audited financial sheet, certificate of practice, qualification certificate, Shop Act License, Sales Tax Certificate, etc.

Top Loan Schemes

Bank Interest Rate Loan Amount Tenure
State Bank of India 8.45% p.a.- 10.00% p.a. Up to 7.5 crore 3-15 years
HDFC Bank 8.00% p.a. - 8.95% p.a. Up to 65% of the value of the property Up to 15 years
IDFC First 7.5% p.a. onwards Up to Rs.7 crore Up to 20 years
Tata Capital 10.10% p.a. onwards Rs.10 lakh – Rs.3 crore Up to 15 years
Axis Bank 7.90% p.a. -9.30% p.a. Rs.5 lakh – Rs.5 crore Up to 20 years
Kotak Mahindra Bank 9.5% p.a. onwards Rs.10 lakh – Rs.5 crore Up to 15 years
IIFL 11.50% to 25% p.a. Up to Rs.10 crore Up to 10 years
Edelweiss Financial Services Ltd As per the terms and conditions Up to Rs.25 crore Up to 15 years