Banks Rates | CAT A (Salaried) | Per lac EMI(For 4 yrs.) | CAT B (Salaried) | Per lac EMI (For 4 yrs.) | Others (Salaried) | Per lac EMI (For others for 4 yrs.) | Pre Payment Charges | Processing fees |

ICICI Bank |
11% - 14.99% (Special rates for Loan Amount b/w 5 lacs - 20 lacs) 12.5% - 15.75% (For Special Companies) 11.29% - 11.7% (BT rates for listed company) 15.5% (Salary Above 75,000) 16% (Salary 50,000 -75,000) 16.5% (Salary 35,000 -50,000) 17% (Salary 20,000 -35,000) | Rs.2585 - Rs.2783 (Special rates for Loan Amount b/w 5 lacs - 20 lacs) Rs.2658 - Rs.2821 (For Special Companies) Rs.2599 - Rs.2619 (BT rates for listed company) Rs.2808 (Salary Above 75,000) Rs.2834 (Salary 50,000 -75,000) Rs.2860 (Salary 35,000 -50,000) Rs.2886 (Salary 20,000 -35,000) | 11% - 14.99% (Special rates for Loan Amount b/w 5 lacs - 20 lacs) 11.29% - 11.7% (BT rates for listed company) 16% (Salary Above 75,000) 16.5% (Salary 50,000 -75,000) 17% (Salary 35,000 -50,000) 17.5% (Salary 20,000 -35,000) | Rs.2585 - Rs.2783 (Special rates for Loan Amount b/w 5 lacs - 20 lacs) Rs.2599 - Rs.2619 (BT rates for listed company) Rs.2834 (Salary Above 75,000) Rs.2860 (Salary 50,000 -75,000) Rs.2886 (Salary 35,000 -50,000) Rs.2911 (Salary 20,000 -35,000) | 11% - 14.99% (Special rates for Loan Amount b/w 5 lacs - 20 lacs) 11.29% - 11.7% (BT rates for listed company) 16% (Salary Above 75,000) 16.5% (Salary 50,000 -75,000) 17% (Salary 35,000 - 50,000) 17.5% (Salary 20,000 -35,000) | Rs.2585 (Special rates for Loan Amount b/w 5 lacs - 20 lacs) Rs.2599 (BT rates for listed company) Rs.2834 (Salary Above 75,000) Rs.2860 (Salary 50,000 -75,000) Rs.2886 (Salary 35,000 - 50,000) Rs.2911 (Salary 20,000 -35,000) | Rs.999 for Special offers otherwise 1% - 2.5% | Rs.999 for Special offers otherwise 1% - 2.5% |

HDFC Bank |
11.49% - 14.75% (For Special Companies) 10.99% (For 75,000 & above salary) 11.39% (For 50,000-74,999 salary) 15.85% (For 35,000-49,999 salary) 17.5% (For Below 35,000 salary) 11.29% - 12.5% (Special Rates for Loan Amount b/w 10lakhs - 30lakhs) 11.29% - 11.7% (BT for Listed Companies) | Rs.2608 - Rs.2770 (For Special Companies) Rs.2584 (For 75,000 & above salary) Rs.2604 (For 50,000-74,999 salary) Rs.2826 (For 35,000-49,999 salary) Rs.2911 (For Below 35,000 salary) Rs.2599 - Rs.2658 (Special Rates for Loan Amount b/w 10lakhs - 30lakhs) Rs.2599 - Rs.2619 (BT for Listed Companies) | 11.49% - 14.75% (For Special Companies) 10.99% (For 75,000 & above salary) 11.39% (For 50,000-74,999 salary) 15.85% (For 35,000-49,999 salary) 17.5% (For Below 35,000 salary) 11.29% - 12.5% (Special Rates for Loan Amount b/w 10lakhs - 30lakhs) 11.29% - 11.7% (BT for Listed Companies) | Rs.2608 - Rs.2770 (For Special Companies) Rs.2584 (For 75,000 & above salary) Rs.2604 (For 50,000-74,999 salary) Rs.2826 (For 35,000-49,999 salary) Rs.2911 (For Below 35,000 salary) Rs.2599 - Rs.2658 (Special Rates for Loan Amount b/w 10lakhs - 30lakhs) Rs.2599 - Rs.2619 (BT for Listed Companies) | 19.5% | Rs.3016 | - | - |

Tata Capital |
11.99% (Salary above 1lakh) 11.99% - 12.75% (For 20,000-99,000 salary) 11.99% - 12.75% (For Tata Group Companies) | Rs.2633 (Salary above 1lakh) Rs.2633 - Rs.2670 (For 20,000-99,000 salary) Rs.2633 - Rs.2670 (For Tata Group Companies) | 11.99% (Salary above 1lakh) 15.5% (For 30,000-60,000 salary) 17% (For 20,000-30,000 salary) 11.99% (For Tata Group Companies) | Rs.2633 (Salary above 1lakh) Rs.2808 (For 30,000-60,000 salary) Rs.2886 (For 20,000-30,000 salary) Rs.2633 (For Tata Group Companies) | 11.99% (Salary above 1lakh) 15.5% (For 30,000-60,000 salary) 17% (For 20,000-30,000 salary) 11.99% (For Tata Group Companies) | Rs.2633 (Salary above 1lakh) Rs.2808 (For 30,000-60,000 salary) Rs.2886 (For 20,000-30,000 salary) Rs.2633 (For Tata Group Companies) | Nill Foreclosure after 12 EMI's & Partial Payment Options without any charges. | Rs.999 |

Bajaj Finserv |
11.99% - 16% |
Rs.2633 - Rs.2834 | 16% |
Rs.2834 | 16.5% - 17% |
Rs.2860 | Upto 4% post 1st EMI clearance | Upto 2% |

Kotak Bank |
11% - 11.49% (Special Rates for Loan Amount above 10 lakhs) 10.99% (Salary above 75,000) 11.79% (Salary above 50,000 - 74999) 14.49% (Salary 35,000 - 49,999) 14.75% (Salary 20,000 - 34,999) 11.79% - 12.99% (BT Rates for Listed Companies) | Rs.2585 - Rs.2608 (Special Rates for Loan Amount above 10 lakhs) Rs.2584 (Salary above 75,000) Rs.2623 (Salary above 50,000 - 74999) Rs.2757 (Salary 35,000 - 49,999) Rs.2770 (Salary 20,000 - 34,999) Rs.2623 - Rs.2682 (BT Rates for Listed Companies) | 11% - 11.49% (Special Rates for Loan Amount above 10 lakhs) 10.99% (Salary above 75,000) 12.69% (Salary above 50,000 - 74999) 14.65% (Salary 35,000 - 49,999) 14.99% (Salary 20,000 - 34,999) 11.79% - 12.99% (BT Rates for Listed Companies) | Rs.2585 - Rs.2608 (Special Rates for Loan Amount above 10 lakhs) Rs.2584 (Salary above 75,000) Rs.2667 (Salary above 50,000 - 74999) Rs.2765 (Salary 35,000 - 49,999) Rs.2783 (Salary 20,000 - 34,999) Rs.2623 - Rs.2682 (BT Rates for Listed Companies) | 11.25% - 11.49% (Special Rates for Loan Amount above 10 lakhs) 15.49% (Salary above 75,000) 15.99% (Salary above 50,000 - 74999) 16.49% (Salary 35,000 - 49,999) 16.99% (Salary 25,000 - 34,999) 12.99% - 15% (BT Rates for Listed Companies) | Rs.2597 (Special Rates for Loan Amount above 10 lakhs) Rs.2808 (Salary above 75,000) Rs.2834 (Salary above 50,000 - 74999) Rs.2859 (Salary 35,000 - 49,999) Rs.2885 (Salary 25,000 - 34,999) Rs.2682 (BT Rates for Listed Companies) | Zero (if loan Amount is more than 10 lakhs) Else 5% | 0.99% - 2.5% |

State Bank of India/SBI (SBI Saral) |
11.95% - 16.55% |
Rs.2631 - Rs.2862 | 11.95% - 16.55% |
Rs.2631 - Rs.2862 | 11.95% - 16.55% |
Rs.2631 | N.A | 1.01% of the loan amount |

Fullerton India |
14% - 33% |
Rs.2733 - Rs.3777 | - | - | - | - | Upto 7.00%, 0% after 3 years | 2% |

Standard Chartered Bank |
10.99% (Salary > 2,00,000) 11.25% (Salary > 1,50,000) 11.49% (Salary > 75,000 ) 11.99% (For 50,000 - 75,000 Salary) 13.49% (Salary < 50,000) | Rs.2584 (Salary > 2,00,000) Rs.2597 (Salary > 1,50,000) Rs.2608 (Salary > 75,000 ) Rs.2633 (For 50,000 - 75,000 Salary) Rs.2707 (Salary < 50,000) | 10.99% (Salary > 2,00,000) 11.25% (Salary > 1,50,000) 11.49% (Salary > 75,000 ) 11.99% (For 50,000 - 75,000 Salary) 13.49% (Salary < 50,000) | Rs.2584 (Salary > 2,00,000) Rs.2597 (Salary > 1,50,000) Rs.2608 (Salary > 75,000 ) Rs.2633 (For 50,000 - 75,000 Salary) Rs.2707 (Salary < 50,000) | 10.99% (Salary > 2,00,000) 11.25% (Salary > 1,50,000) 11.49% (Salary > 75,000 ) 12.49% - 13.49% (For 50,000 - 75,000 Salary) 14.49% (Salary < 50,000) | Rs.2584 (Salary > 2,00,000) Rs.2597 (Salary > 1,50,000) Rs.2608 (Salary > 75,000 ) Rs.2658 (For 50,000 - 75,000 Salary) Rs.2757 (Salary < 50,000) | Upto 2% | Zero - Rs.1000 |

HDBFS |
17% (For 35,000 - 75,000 salary) 18% (Below 35,000 salary) 16% (for 75,000 & above salary) | Rs.2886 (For 35,000 - 75,000 salary) Rs.2937 (Below 35,000 salary) Rs.2834 (for 75,000 & above salary) | 16% (for 75,000 & above salary) 17% (for 35,000 - 75,000 salary) 18% (below 35,000 salary) | Rs.2834 (for 75,000 & above salary) Rs.2886 (for 35,000 - 75,000 salary) Rs.2937 (below 35,000 salary) | 17% (for 75,000 & above salary) 18% (for 35,000 - 75,000 salary) 21% ( below 35,000 salary) | Rs.2886 (for 75,000 & above salary) Rs.2937 (for 35,000 - 75,000 salary) Rs.3097 ( below 35,000 salary) | NIL for Select Corporates Employees (CAT A & B) 4% For Rest | 1% - 2% |

Citibank |
11.49% - 16.5% |
Rs.2608 - Rs.2860 | - | - | - | - | Upto 3% | - |

IndusInd Bank |
13.75% - 14.25% (For 50,000- 1 Lac Salary) 14.5% - 15.25% (Below 50,000 Salary) 12.99% - 13.5% (For 1 Lac & above Salary ) | Rs.2720 - Rs.2745 (For 50,000- 1 Lac Salary) Rs.2758 - Rs.2796 (Below 50,000 Salary) Rs.2682 - Rs.2708 (For 1 Lac & above Salary ) | 14% - 14.5% (For 1 Lac & above Salary ) 15% - 15.5% (For 50,000- 1 Lac Salary) 16% - 16.5% (Below 50,000 Salary) | Rs.2733 - Rs.2758 (For 1 Lac & above Salary ) Rs.2783 - Rs.2808 (For 50,000- 1 Lac Salary) Rs.2834 - Rs.2860 (Below 50,000 Salary) | 17.5% - 18.5% (For 1 Lac & above Salary ) 18% - 19% (For 50,000- 1 Lac Salary) 19% - 20% (Below 50,000 Salary) | Rs.2911 (For 1 Lac & above Salary ) Rs.2937 (For 50,000- 1 Lac Salary) Rs.2990 (Below 50,000 Salary) | 4% | 0.5% - 2% |

Axis Bank |
16% (For CAT A) 15% (For Super CAT A) | Rs.2834 (For CAT A) Rs.2783 (For Super CAT A) | 17% | Rs.2886 | 19% - 20% | Rs.2990 | Nil | 2% |

Andhra Bank |
15.75% - 16.75% |
Rs.2821 - Rs.2873 | 16.75% - 18.75% |
Rs.2873 - Rs.2977 | - | - | - | Rs250 - Rs1000/- |

Bank of Baroda |
14.75% |
Rs.2770 | 14.75% |
Rs.2770 | - | - | - | - |

Corporation Bank |
14.5% ((undertaking letter required) ) | Rs.2758 ((undertaking letter required) ) | N.A | Rs.2126 - Rs.2126 | N.A | Rs.2126 | N.A | N.A |

United Bank Of India |
16% (12%(For pensioners)) | Rs.2834 (12%(For pensioners)) | 16% - 18% (12%(For pensioners)) | Rs.2834 - Rs.2937 (12%(For pensioners)) | 16% - 18% (12%(For pensioners)) | Rs.2834 (12%(For pensioners)) | N.A | N.A |

Vijaya Bank |
16% | Rs.2834 | N.A | Rs.2126 | N.A | Rs.2126 | N.A | N.A |

Indian Bank |
13.7% - 14.2% | Rs.2718 - Rs.2743 | 13.7% - 14.2% | Rs.2718 - Rs.2743 | 13.7% - 14.2% | Rs.2718 | N.A | 0.50% on the loan amount with min of Rs 500/- |

Bank of India |
15% | Rs.2783 | 15% | Rs.2783 | 15% | Rs.2783 | N.A | 2% |

Canara Bank |
14.95% |
Rs.2781 | 14.95% |
Rs.2781 | 14.95% |
Rs.2781 | N.A | 0.25 % |

State Bank of Bikaner and Jaipur (SBBJ) |
13.05% - 14.05% |
Rs.2685 - Rs.2735 | 13.05% - 14.05% |
Rs.2685 - Rs.2735 | 13.05% - 14.05% |
Rs.2685 - Rs.2735 | N.A | 1% |

State Bank of Hyderabad (SBH) |
14.05% - 15.25% |
Rs.2735 - Rs.2796 | 14.05% - 15.25% |
Rs.2735 - Rs.2796 | 14.05% - 15.25% |
Rs.2735 - Rs.2796 | N.A | 1%(min Rs. 1000) |

State Bank of Mysore (SBM) |
16.85% |
Rs.2878 | 16.85% |
Rs.2878 | 16.85% |
Rs.2878 | N.A | 1% |

State Bank of Patiala (SBP) |
12.5% - 14.5% |
Rs.2658 - Rs.2758 | 12.5% - 14.5% |
Rs.2658 - Rs.2758 | 12.5% - 14.5% |
Rs.2658 - Rs.2758 | N.A | 1.01% |

State Bank of Travancore (SBT) |
12.6% - 13.6% |
Rs.2663 | 12.6% - 13.6% |
Rs.2663 | 12.6% - 13.6% |
Rs.2663 | N.A | 1%+S.T.) |

Union bank of India |
14.35% |
Rs.2750 | 14.35% |
Rs.2750 | 14.35% |
Rs.2750 | N.A | 14.35% - 0.5%(min.Rs 500) |

Union bank of India |
13.55% |
Rs.2710 | 13.55% |
Rs.2710 | 13.55% |
Rs.2710 | N.A | 1.22%(min.Rs.1223)) |

Central Bank of India |
13.35% |
Rs.2700 | 13.35% |
Rs.2700 | 13.35% |
Rs.2700 | N.A | Rs.500 One time free |

State Bank of Hyderabad (SBH) |
10.9% - 14% |
Rs.2580 - Rs.2733 | 10.9% - 14% |
Rs.2580 - Rs.2733 | 10.9% - 14% |
Rs.2580 | N.A | 1% |

Bank of Maharashtra |
12.75% |
Rs.2670 | 12.75% |
Rs.2670 | 12.75% |
Rs.2670 | N.A | 1%(min Rs. 1000) |

Indian Overseas Bank |
14.05% |
Rs.2735 | 14.05% |
Rs.2735 | 14.05% |
Rs.2735 | N.A | 1.01% - 1.10% |

IDBI Bank |
13.2% |
Rs.2693 | 13.2% |
Rs.2693 | 13.2% |
Rs.2693 | N.A | 1% + S.T. |

Oriental Bank of Commerce |
11.05% - 12.8% |
Rs.2587 - Rs.2673 | 11.05% - 12.8% |
Rs.2587 - Rs.2673 | 11.05% - 12.8% |
Rs.2587 - Rs.2673 | N.A | 0.5% (min.Rs. 500) |

UCO Bank |
12.2% - 12.45% |
Rs.2643 | 12.2% - 12.45% |
Rs.2643 | 12.2% - 12.45% |
Rs.2643 | N.A | 1%(min.Rs.750) |

**Disclaimer:** Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
Banks/ Financial Institutions can contact us for inclusions or updates.