Personal Loan Interest Rates

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Banks Rates CAT A (Salaried) Per lac EMI(For 4 yrs.) CAT B (Salaried) Per lac EMI (For 4 yrs.) Others (Salaried) Per lac EMI (For others for 4 yrs.) Pre Payment Charges Processing fees
ICICI Bank 11% - 14.99% (Special rates for Loan Amount b/w 5 lacs - 20 lacs) 12.5% - 15.75% (For Special Companies) 11.29% - 11.7% (BT rates for listed company) 15.5% (Salary Above 75,000) 16% (Salary 50,000 -75,000) 16.5% (Salary 35,000 -50,000) 17% (Salary 20,000 -35,000) Rs.2585 - Rs.2783 (Special rates for Loan Amount b/w 5 lacs - 20 lacs) Rs.2658 - Rs.2821 (For Special Companies) Rs.2599 - Rs.2619 (BT rates for listed company) Rs.2808 (Salary Above 75,000) Rs.2834 (Salary 50,000 -75,000) Rs.2860 (Salary 35,000 -50,000) Rs.2886 (Salary 20,000 -35,000) 11% - 14.99% (Special rates for Loan Amount b/w 5 lacs - 20 lacs) 11.29% - 11.7% (BT rates for listed company) 16% (Salary Above 75,000) 16.5% (Salary 50,000 -75,000) 17% (Salary 35,000 -50,000) 17.5% (Salary 20,000 -35,000) Rs.2585 - Rs.2783 (Special rates for Loan Amount b/w 5 lacs - 20 lacs) Rs.2599 - Rs.2619 (BT rates for listed company) Rs.2834 (Salary Above 75,000) Rs.2860 (Salary 50,000 -75,000) Rs.2886 (Salary 35,000 -50,000) Rs.2911 (Salary 20,000 -35,000) 11% - 14.99% (Special rates for Loan Amount b/w 5 lacs - 20 lacs) 11.29% - 11.7% (BT rates for listed company) 16% (Salary Above 75,000) 16.5% (Salary 50,000 -75,000) 17% (Salary 35,000 - 50,000) 17.5% (Salary 20,000 -35,000) Rs.2585 (Special rates for Loan Amount b/w 5 lacs - 20 lacs) Rs.2599 (BT rates for listed company) Rs.2834 (Salary Above 75,000) Rs.2860 (Salary 50,000 -75,000) Rs.2886 (Salary 35,000 - 50,000) Rs.2911 (Salary 20,000 -35,000) Rs.999 for Special offers otherwise 1% - 2.5% Rs.999 for Special offers otherwise 1% - 2.5%
HDFC Bank 11.49% - 14.75% (For Special Companies) 10.99% (For 75,000 & above salary) 11.39% (For 50,000-74,999 salary) 15.85% (For 35,000-49,999 salary) 17.5% (For Below 35,000 salary) 11.29% - 12.5% (Special Rates for Loan Amount b/w 10lakhs - 30lakhs) 11.29% - 11.7% (BT for Listed Companies) Rs.2608 - Rs.2770 (For Special Companies) Rs.2584 (For 75,000 & above salary) Rs.2604 (For 50,000-74,999 salary) Rs.2826 (For 35,000-49,999 salary) Rs.2911 (For Below 35,000 salary) Rs.2599 - Rs.2658 (Special Rates for Loan Amount b/w 10lakhs - 30lakhs) Rs.2599 - Rs.2619 (BT for Listed Companies) 11.49% - 14.75% (For Special Companies) 10.99% (For 75,000 & above salary) 11.39% (For 50,000-74,999 salary) 15.85% (For 35,000-49,999 salary) 17.5% (For Below 35,000 salary) 11.29% - 12.5% (Special Rates for Loan Amount b/w 10lakhs - 30lakhs) 11.29% - 11.7% (BT for Listed Companies) Rs.2608 - Rs.2770 (For Special Companies) Rs.2584 (For 75,000 & above salary) Rs.2604 (For 50,000-74,999 salary) Rs.2826 (For 35,000-49,999 salary) Rs.2911 (For Below 35,000 salary) Rs.2599 - Rs.2658 (Special Rates for Loan Amount b/w 10lakhs - 30lakhs) Rs.2599 - Rs.2619 (BT for Listed Companies) 19.5% Rs.3016 - -
Tata Capital 11.99% (Salary above 1lakh) 11.99% - 12.75% (For 20,000-99,000 salary) 11.99% - 12.75% (For Tata Group Companies) Rs.2633 (Salary above 1lakh) Rs.2633 - Rs.2670 (For 20,000-99,000 salary) Rs.2633 - Rs.2670 (For Tata Group Companies) 11.99% (Salary above 1lakh) 15.5% (For 30,000-60,000 salary) 17% (For 20,000-30,000 salary) 11.99% (For Tata Group Companies) Rs.2633 (Salary above 1lakh) Rs.2808 (For 30,000-60,000 salary) Rs.2886 (For 20,000-30,000 salary) Rs.2633 (For Tata Group Companies) 11.99% (Salary above 1lakh) 15.5% (For 30,000-60,000 salary) 17% (For 20,000-30,000 salary) 11.99% (For Tata Group Companies) Rs.2633 (Salary above 1lakh) Rs.2808 (For 30,000-60,000 salary) Rs.2886 (For 20,000-30,000 salary) Rs.2633 (For Tata Group Companies) Nill Foreclosure after 12 EMI's & Partial Payment Options without any charges. Rs.999
Bajaj Finserv 11.99% - 16% Rs.2633 - Rs.2834 16% Rs.2834 16.5% - 17% Rs.2860 Upto 4% post 1st EMI clearance Upto 2%
Kotak Bank 11% - 11.49% (Special Rates for Loan Amount above 10 lakhs) 10.99% (Salary above 75,000) 11.79% (Salary above 50,000 - 74999) 14.49% (Salary 35,000 - 49,999) 14.75% (Salary 20,000 - 34,999) 11.79% - 12.99% (BT Rates for Listed Companies) Rs.2585 - Rs.2608 (Special Rates for Loan Amount above 10 lakhs) Rs.2584 (Salary above 75,000) Rs.2623 (Salary above 50,000 - 74999) Rs.2757 (Salary 35,000 - 49,999) Rs.2770 (Salary 20,000 - 34,999) Rs.2623 - Rs.2682 (BT Rates for Listed Companies) 11% - 11.49% (Special Rates for Loan Amount above 10 lakhs) 10.99% (Salary above 75,000) 12.69% (Salary above 50,000 - 74999) 14.65% (Salary 35,000 - 49,999) 14.99% (Salary 20,000 - 34,999) 11.79% - 12.99% (BT Rates for Listed Companies) Rs.2585 - Rs.2608 (Special Rates for Loan Amount above 10 lakhs) Rs.2584 (Salary above 75,000) Rs.2667 (Salary above 50,000 - 74999) Rs.2765 (Salary 35,000 - 49,999) Rs.2783 (Salary 20,000 - 34,999) Rs.2623 - Rs.2682 (BT Rates for Listed Companies) 11.25% - 11.49% (Special Rates for Loan Amount above 10 lakhs) 15.49% (Salary above 75,000) 15.99% (Salary above 50,000 - 74999) 16.49% (Salary 35,000 - 49,999) 16.99% (Salary 25,000 - 34,999) 12.99% - 15% (BT Rates for Listed Companies) Rs.2597 (Special Rates for Loan Amount above 10 lakhs) Rs.2808 (Salary above 75,000) Rs.2834 (Salary above 50,000 - 74999) Rs.2859 (Salary 35,000 - 49,999) Rs.2885 (Salary 25,000 - 34,999) Rs.2682 (BT Rates for Listed Companies) Zero (if loan Amount is more than 10 lakhs) Else 5% 0.99% - 2.5%
State Bank of India/SBI (SBI Saral) 11.95% - 16.55% Rs.2631 - Rs.2862 11.95% - 16.55% Rs.2631 - Rs.2862 11.95% - 16.55% Rs.2631 N.A 1.01% of the loan amount
Fullerton India 14% - 33% Rs.2733 - Rs.3777 - - - - Upto 7.00%, 0% after 3 years 2%
Standard Chartered Bank 10.99% (Salary > 2,00,000) 11.25% (Salary > 1,50,000) 11.49% (Salary > 75,000 ) 11.99% (For 50,000 - 75,000 Salary) 13.49% (Salary < 50,000) Rs.2584 (Salary > 2,00,000) Rs.2597 (Salary > 1,50,000) Rs.2608 (Salary > 75,000 ) Rs.2633 (For 50,000 - 75,000 Salary) Rs.2707 (Salary < 50,000) 10.99% (Salary > 2,00,000) 11.25% (Salary > 1,50,000) 11.49% (Salary > 75,000 ) 11.99% (For 50,000 - 75,000 Salary) 13.49% (Salary < 50,000) Rs.2584 (Salary > 2,00,000) Rs.2597 (Salary > 1,50,000) Rs.2608 (Salary > 75,000 ) Rs.2633 (For 50,000 - 75,000 Salary) Rs.2707 (Salary < 50,000) 10.99% (Salary > 2,00,000) 11.25% (Salary > 1,50,000) 11.49% (Salary > 75,000 ) 12.49% - 13.49% (For 50,000 - 75,000 Salary) 14.49% (Salary < 50,000) Rs.2584 (Salary > 2,00,000) Rs.2597 (Salary > 1,50,000) Rs.2608 (Salary > 75,000 ) Rs.2658 (For 50,000 - 75,000 Salary) Rs.2757 (Salary < 50,000) Upto 2% Zero - Rs.1000
HDBFS 17% (For 35,000 - 75,000 salary) 18% (Below 35,000 salary) 16% (for 75,000 & above salary) Rs.2886 (For 35,000 - 75,000 salary) Rs.2937 (Below 35,000 salary) Rs.2834 (for 75,000 & above salary) 16% (for 75,000 & above salary) 17% (for 35,000 - 75,000 salary) 18% (below 35,000 salary) Rs.2834 (for 75,000 & above salary) Rs.2886 (for 35,000 - 75,000 salary) Rs.2937 (below 35,000 salary) 17% (for 75,000 & above salary) 18% (for 35,000 - 75,000 salary) 21% ( below 35,000 salary) Rs.2886 (for 75,000 & above salary) Rs.2937 (for 35,000 - 75,000 salary) Rs.3097 ( below 35,000 salary) NIL for Select Corporates Employees (CAT A & B) 4% For Rest 1% - 2%
Citibank 11.49% - 16.5% Rs.2608 - Rs.2860 - - - - Upto 3% -
IndusInd Bank 13.75% - 14.25% (For 50,000- 1 Lac Salary) 14.5% - 15.25% (Below 50,000 Salary) 12.99% - 13.5% (For 1 Lac & above Salary ) Rs.2720 - Rs.2745 (For 50,000- 1 Lac Salary) Rs.2758 - Rs.2796 (Below 50,000 Salary) Rs.2682 - Rs.2708 (For 1 Lac & above Salary ) 14% - 14.5% (For 1 Lac & above Salary ) 15% - 15.5% (For 50,000- 1 Lac Salary) 16% - 16.5% (Below 50,000 Salary) Rs.2733 - Rs.2758 (For 1 Lac & above Salary ) Rs.2783 - Rs.2808 (For 50,000- 1 Lac Salary) Rs.2834 - Rs.2860 (Below 50,000 Salary) 17.5% - 18.5% (For 1 Lac & above Salary ) 18% - 19% (For 50,000- 1 Lac Salary) 19% - 20% (Below 50,000 Salary) Rs.2911 (For 1 Lac & above Salary ) Rs.2937 (For 50,000- 1 Lac Salary) Rs.2990 (Below 50,000 Salary) 4% 0.5% - 2%
Axis Bank 16% (For CAT A) 15% (For Super CAT A) Rs.2834 (For CAT A) Rs.2783 (For Super CAT A) 17% Rs.2886 19% - 20% Rs.2990 Nil 2%
Andhra Bank 15.75% - 16.75% Rs.2821 - Rs.2873 16.75% - 18.75% Rs.2873 - Rs.2977 - - - Rs250 - Rs1000/-
Bank of Baroda 14.75% Rs.2770 14.75% Rs.2770 - - - -
Corporation Bank 14.5% ((undertaking letter required) ) Rs.2758 ((undertaking letter required) ) N.A Rs.2126 - Rs.2126 N.A Rs.2126 N.A N.A
United Bank Of India 16% (12%(For pensioners)) Rs.2834 (12%(For pensioners)) 16% - 18% (12%(For pensioners)) Rs.2834 - Rs.2937 (12%(For pensioners)) 16% - 18% (12%(For pensioners)) Rs.2834 (12%(For pensioners)) N.A N.A
Vijaya Bank 16% Rs.2834 N.A Rs.2126 N.A Rs.2126 N.A N.A
Indian Bank 13.7% - 14.2% Rs.2718 - Rs.2743 13.7% - 14.2% Rs.2718 - Rs.2743 13.7% - 14.2% Rs.2718 N.A 0.50% on the loan amount with min of Rs 500/-
Bank of India 15% Rs.2783 15% Rs.2783 15% Rs.2783 N.A 2%
Canara Bank 14.95% Rs.2781 14.95% Rs.2781 14.95% Rs.2781 N.A 0.25 %
State Bank of Bikaner and Jaipur (SBBJ) 13.05% - 14.05% Rs.2685 - Rs.2735 13.05% - 14.05% Rs.2685 - Rs.2735 13.05% - 14.05% Rs.2685 - Rs.2735 N.A 1%
State Bank of Hyderabad (SBH) 14.05% - 15.25% Rs.2735 - Rs.2796 14.05% - 15.25% Rs.2735 - Rs.2796 14.05% - 15.25% Rs.2735 - Rs.2796 N.A 1%(min Rs. 1000)
State Bank of Mysore (SBM) 16.85% Rs.2878 16.85% Rs.2878 16.85% Rs.2878 N.A 1%
State Bank of Patiala (SBP) 12.5% - 14.5% Rs.2658 - Rs.2758 12.5% - 14.5% Rs.2658 - Rs.2758 12.5% - 14.5% Rs.2658 - Rs.2758 N.A 1.01%
State Bank of Travancore (SBT) 12.6% - 13.6% Rs.2663 12.6% - 13.6% Rs.2663 12.6% - 13.6% Rs.2663 N.A 1%+S.T.)
Union bank of India 14.35% Rs.2750 14.35% Rs.2750 14.35% Rs.2750 N.A 14.35% - 0.5%(min.Rs 500)
Union bank of India 13.55% Rs.2710 13.55% Rs.2710 13.55% Rs.2710 N.A 1.22%(min.Rs.1223))
Central Bank of India 13.35% Rs.2700 13.35% Rs.2700 13.35% Rs.2700 N.A Rs.500 One time free
State Bank of Hyderabad (SBH) 10.9% - 14% Rs.2580 - Rs.2733 10.9% - 14% Rs.2580 - Rs.2733 10.9% - 14% Rs.2580 N.A 1%
Bank of Maharashtra 12.75% Rs.2670 12.75% Rs.2670 12.75% Rs.2670 N.A 1%(min Rs. 1000)
Indian Overseas Bank 14.05% Rs.2735 14.05% Rs.2735 14.05% Rs.2735 N.A 1.01% - 1.10%
IDBI Bank 13.2% Rs.2693 13.2% Rs.2693 13.2% Rs.2693 N.A 1% + S.T.
Oriental Bank of Commerce 11.05% - 12.8% Rs.2587 - Rs.2673 11.05% - 12.8% Rs.2587 - Rs.2673 11.05% - 12.8% Rs.2587 - Rs.2673 N.A 0.5% (min.Rs. 500)
UCO Bank 12.2% - 12.45% Rs.2643 12.2% - 12.45% Rs.2643 12.2% - 12.45% Rs.2643 N.A 1%(min.Rs.750)




Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates. Banks/ Financial Institutions can contact us for inclusions or updates.