Banks Rates 
CAT A
(Salaried) 
Per lac EMI(For 4 yrs.) 
CAT B (Salaried) 
Per lac EMI
(For 4 yrs.) 
Others (Salaried) 
Per lac EMI
(For others for 4 yrs.) 
Pre Payment Charges 
Processing fees 
ICICI Bank 
11%  14.99%
(Special rates for Loan Amount b/w 5 lacs  20 lacs)
12.5%  15.75%
(For Special Companies)
11.29%  11.7%
(BT rates for listed company)
15.5%
(Salary Above 75,000)
16%
(Salary 50,000 75,000)
16.5%
(Salary 35,000 50,000)
17%
(Salary 20,000 35,000) 
Rs.2585  Rs.2783
(Special rates for Loan Amount b/w 5 lacs  20 lacs)
Rs.2658  Rs.2821
(For Special Companies)
Rs.2599  Rs.2619
(BT rates for listed company)
Rs.2808
(Salary Above 75,000)
Rs.2834
(Salary 50,000 75,000)
Rs.2860
(Salary 35,000 50,000)
Rs.2886
(Salary 20,000 35,000) 
11%  14.99%
(Special rates for Loan Amount b/w 5 lacs  20 lacs)
11.29%  11.7%
(BT rates for listed company)
16%
(Salary Above 75,000)
16.5%
(Salary 50,000 75,000)
17%
(Salary 35,000 50,000)
17.5%
(Salary 20,000 35,000) 
Rs.2585  Rs.2783
(Special rates for Loan Amount b/w 5 lacs  20 lacs)
Rs.2599  Rs.2619
(BT rates for listed company)
Rs.2834
(Salary Above 75,000)
Rs.2860
(Salary 50,000 75,000)
Rs.2886
(Salary 35,000 50,000)
Rs.2911
(Salary 20,000 35,000) 
11%  14.99%
(Special rates for Loan Amount b/w 5 lacs  20 lacs)
11.29%  11.7%
(BT rates for listed company)
16%
(Salary Above 75,000)
16.5%
(Salary 50,000 75,000)
17%
(Salary 35,000  50,000)
17.5%
(Salary 20,000 35,000) 
Rs.2585
(Special rates for Loan Amount b/w 5 lacs  20 lacs)
Rs.2599
(BT rates for listed company)
Rs.2834
(Salary Above 75,000)
Rs.2860
(Salary 50,000 75,000)
Rs.2886
(Salary 35,000  50,000)
Rs.2911
(Salary 20,000 35,000) 
Rs.999 for Special offers otherwise 1%  2.5% 
Rs.999 for Special offers otherwise 1%  2.5% 
HDFC Bank 
11.49%  14.75%
(For Special Companies)
10.99%
(For 75,000 & above salary)
11.39%
(For 50,00074,999 salary)
15.85%
(For 35,00049,999 salary)
17.5%
(For Below 35,000 salary)
11.29%  12.5%
(Special Rates for Loan Amount b/w 10lakhs  30lakhs)
11.29%  11.7%
(BT for Listed Companies) 
Rs.2608  Rs.2770
(For Special Companies)
Rs.2584
(For 75,000 & above salary)
Rs.2604
(For 50,00074,999 salary)
Rs.2826
(For 35,00049,999 salary)
Rs.2911
(For Below 35,000 salary)
Rs.2599  Rs.2658
(Special Rates for Loan Amount b/w 10lakhs  30lakhs)
Rs.2599  Rs.2619
(BT for Listed Companies) 
11.49%  14.75%
(For Special Companies)
10.99%
(For 75,000 & above salary)
11.39%
(For 50,00074,999 salary)
15.85%
(For 35,00049,999 salary)
17.5%
(For Below 35,000 salary)
11.29%  12.5%
(Special Rates for Loan Amount b/w 10lakhs  30lakhs)
11.29%  11.7%
(BT for Listed Companies) 
Rs.2608  Rs.2770
(For Special Companies)
Rs.2584
(For 75,000 & above salary)
Rs.2604
(For 50,00074,999 salary)
Rs.2826
(For 35,00049,999 salary)
Rs.2911
(For Below 35,000 salary)
Rs.2599  Rs.2658
(Special Rates for Loan Amount b/w 10lakhs  30lakhs)
Rs.2599  Rs.2619
(BT for Listed Companies) 
19.5% 
Rs.3016

 
 
Tata Capital 
11.99%
(Salary above 1lakh)
11.99%  12.75%
(For 20,00099,000 salary)
11.99%  12.75%
(For Tata Group Companies) 
Rs.2633
(Salary above 1lakh)
Rs.2633  Rs.2670
(For 20,00099,000 salary)
Rs.2633  Rs.2670
(For Tata Group Companies) 
11.99%
(Salary above 1lakh)
15.5%
(For 30,00060,000 salary)
17%
(For 20,00030,000 salary)
11.99%
(For Tata Group Companies) 
Rs.2633
(Salary above 1lakh)
Rs.2808
(For 30,00060,000 salary)
Rs.2886
(For 20,00030,000 salary)
Rs.2633
(For Tata Group Companies) 
11.99%
(Salary above 1lakh)
15.5%
(For 30,00060,000 salary)
17%
(For 20,00030,000 salary)
11.99%
(For Tata Group Companies) 
Rs.2633
(Salary above 1lakh)
Rs.2808
(For 30,00060,000 salary)
Rs.2886
(For 20,00030,000 salary)
Rs.2633
(For Tata Group Companies) 
Nill Foreclosure after 12 EMI's & Partial Payment Options without any charges. 
Rs.999

Bajaj Finserv 
11.99%  16% 
Rs.2633  Rs.2834 
16% 
Rs.2834 
16.5%  17% 
Rs.2860 
Upto 4% post 1st EMI clearance 
Upto 2% 
Kotak Bank 
11%  11.49%
(Special Rates for Loan Amount above 10 lakhs)
10.99%
(Salary above 75,000)
11.79%
(Salary above 50,000  74999)
14.49%
(Salary 35,000  49,999)
14.75%
(Salary 20,000  34,999)
11.79%  12.99%
(BT Rates for Listed Companies) 
Rs.2585  Rs.2608
(Special Rates for Loan Amount above 10 lakhs)
Rs.2584
(Salary above 75,000)
Rs.2623
(Salary above 50,000  74999)
Rs.2757
(Salary 35,000  49,999)
Rs.2770
(Salary 20,000  34,999)
Rs.2623  Rs.2682
(BT Rates for Listed Companies) 
11%  11.49%
(Special Rates for Loan Amount above 10 lakhs)
10.99%
(Salary above 75,000)
12.69%
(Salary above 50,000  74999)
14.65%
(Salary 35,000  49,999)
14.99%
(Salary 20,000  34,999)
11.79%  12.99%
(BT Rates for Listed Companies) 
Rs.2585  Rs.2608
(Special Rates for Loan Amount above 10 lakhs)
Rs.2584
(Salary above 75,000)
Rs.2667
(Salary above 50,000  74999)
Rs.2765
(Salary 35,000  49,999)
Rs.2783
(Salary 20,000  34,999)
Rs.2623  Rs.2682
(BT Rates for Listed Companies) 
11.25%  11.49%
(Special Rates for Loan Amount above 10 lakhs)
15.49%
(Salary above 75,000)
15.99%
(Salary above 50,000  74999)
16.49%
(Salary 35,000  49,999)
16.99%
(Salary 25,000  34,999)
12.99%  15%
(BT Rates for Listed Companies) 
Rs.2597
(Special Rates for Loan Amount above 10 lakhs)
Rs.2808
(Salary above 75,000)
Rs.2834
(Salary above 50,000  74999)
Rs.2859
(Salary 35,000  49,999)
Rs.2885
(Salary 25,000  34,999)
Rs.2682
(BT Rates for Listed Companies) 
Zero (if loan Amount is more than 10 lakhs) Else 5% 
0.99%  2.5%

State Bank of India/SBI (SBI Saral) 
11.95%  16.55% 
Rs.2631  Rs.2862 
11.95%  16.55% 
Rs.2631  Rs.2862 
11.95%  16.55% 
Rs.2631

N.A 
1.01% of the loan amount 
Fullerton India 
14%  33% 
Rs.2733  Rs.3777 
 
 
 
 
Upto 7.00%, 0% after 3 years 
2% 
Standard Chartered Bank 
10.99%
(Salary > 2,00,000)
11.25%
(Salary > 1,50,000)
11.49%
(Salary > 75,000 )
11.99%
(For 50,000  75,000 Salary)
13.49%
(Salary < 50,000) 
Rs.2584
(Salary > 2,00,000)
Rs.2597
(Salary > 1,50,000)
Rs.2608
(Salary > 75,000 )
Rs.2633
(For 50,000  75,000 Salary)
Rs.2707
(Salary < 50,000) 
10.99%
(Salary > 2,00,000)
11.25%
(Salary > 1,50,000)
11.49%
(Salary > 75,000 )
11.99%
(For 50,000  75,000 Salary)
13.49%
(Salary < 50,000) 
Rs.2584
(Salary > 2,00,000)
Rs.2597
(Salary > 1,50,000)
Rs.2608
(Salary > 75,000 )
Rs.2633
(For 50,000  75,000 Salary)
Rs.2707
(Salary < 50,000) 
10.99%
(Salary > 2,00,000)
11.25%
(Salary > 1,50,000)
11.49%
(Salary > 75,000 )
12.49%  13.49%
(For 50,000  75,000 Salary)
14.49%
(Salary < 50,000) 
Rs.2584
(Salary > 2,00,000)
Rs.2597
(Salary > 1,50,000)
Rs.2608
(Salary > 75,000 )
Rs.2658
(For 50,000  75,000 Salary)
Rs.2757
(Salary < 50,000) 
Upto 2% 
Zero  Rs.1000 
HDBFS 
17%
(For 35,000  75,000 salary)
18%
(Below 35,000 salary)
16%
(for 75,000 & above salary) 
Rs.2886
(For 35,000  75,000 salary)
Rs.2937
(Below 35,000 salary)
Rs.2834
(for 75,000 & above salary) 
16%
(for 75,000 & above salary)
17%
(for 35,000  75,000 salary)
18%
(below 35,000 salary) 
Rs.2834
(for 75,000 & above salary)
Rs.2886
(for 35,000  75,000 salary)
Rs.2937
(below 35,000 salary) 
17%
(for 75,000 & above salary)
18%
(for 35,000  75,000 salary)
21%
( below 35,000 salary) 
Rs.2886
(for 75,000 & above salary)
Rs.2937
(for 35,000  75,000 salary)
Rs.3097
( below 35,000 salary) 
NIL for Select Corporates Employees (CAT A & B) 4% For Rest 
1%  2%

Citibank 
11.49%  16.5% 
Rs.2608  Rs.2860 
 
 
 
 
Upto 3% 
 
IndusInd Bank 
13.75%  14.25%
(For 50,000 1 Lac Salary)
14.5%  15.25%
(Below 50,000 Salary)
12.99%  13.5%
(For 1 Lac & above Salary
) 
Rs.2720  Rs.2745
(For 50,000 1 Lac Salary)
Rs.2758  Rs.2796
(Below 50,000 Salary)
Rs.2682  Rs.2708
(For 1 Lac & above Salary
) 
14%  14.5%
(For 1 Lac & above Salary
)
15%  15.5%
(For 50,000 1 Lac Salary)
16%  16.5%
(Below 50,000 Salary) 
Rs.2733  Rs.2758
(For 1 Lac & above Salary
)
Rs.2783  Rs.2808
(For 50,000 1 Lac Salary)
Rs.2834  Rs.2860
(Below 50,000 Salary) 
17.5%  18.5%
(For 1 Lac & above Salary
)
18%  19%
(For 50,000 1 Lac Salary)
19%  20%
(Below 50,000 Salary) 
Rs.2911
(For 1 Lac & above Salary
)
Rs.2937
(For 50,000 1 Lac Salary)
Rs.2990
(Below 50,000 Salary) 
4% 
0.5%  2% 
Axis Bank 
16%
(For CAT A)
15%
(For Super CAT A) 
Rs.2834
(For CAT A)
Rs.2783
(For Super CAT A) 
17% 
Rs.2886 
19%  20% 
Rs.2990 
Nil 
2% 
Andhra Bank 
15.75%  16.75% 
Rs.2821  Rs.2873 
16.75%  18.75% 
Rs.2873  Rs.2977 
 
 
 
Rs250  Rs1000/ 
Bank of Baroda 
14.75% 
Rs.2770 
14.75% 
Rs.2770 
 
 
 
 
Corporation Bank 
14.5%
((undertaking letter required) ) 
Rs.2758
((undertaking letter required) ) 
N.A 
Rs.2126  Rs.2126 
N.A 
Rs.2126 
N.A 
N.A 
United Bank Of India 
16%
(12%(For pensioners)) 
Rs.2834
(12%(For pensioners)) 
16%  18%
(12%(For pensioners)) 
Rs.2834  Rs.2937
(12%(For pensioners)) 
16%  18%
(12%(For pensioners)) 
Rs.2834
(12%(For pensioners)) 
N.A 
N.A 
Vijaya Bank 
16% 
Rs.2834 
N.A 
Rs.2126 
N.A 
Rs.2126 
N.A 
N.A 
Indian Bank 
13.7%  14.2% 
Rs.2718  Rs.2743 
13.7%  14.2% 
Rs.2718  Rs.2743 
13.7%  14.2% 
Rs.2718 
N.A 
0.50% on the loan amount with min of Rs 500/ 
Bank of India 
15% 
Rs.2783 
15% 
Rs.2783 
15% 
Rs.2783 
N.A 
2% 
Canara Bank 
14.95% 
Rs.2781 
14.95% 
Rs.2781 
14.95% 
Rs.2781 
N.A 
0.25 % 
State Bank of Bikaner and Jaipur (SBBJ) 
13.05%  14.05% 
Rs.2685  Rs.2735 
13.05%  14.05% 
Rs.2685  Rs.2735 
13.05%  14.05% 
Rs.2685  Rs.2735 
N.A 
1% 
State Bank of Hyderabad (SBH) 
14.05%  15.25% 
Rs.2735  Rs.2796 
14.05%  15.25% 
Rs.2735  Rs.2796 
14.05%  15.25% 
Rs.2735  Rs.2796 
N.A 
1%(min Rs. 1000) 
State Bank of Mysore (SBM) 
16.85% 
Rs.2878 
16.85% 
Rs.2878 
16.85% 
Rs.2878 
N.A 
1% 
State Bank of Patiala (SBP) 
12.5%  14.5% 
Rs.2658  Rs.2758 
12.5%  14.5% 
Rs.2658  Rs.2758 
12.5%  14.5% 
Rs.2658  Rs.2758 
N.A 
1.01% 
State Bank of Travancore (SBT) 
12.6%  13.6% 
Rs.2663 
12.6%  13.6% 
Rs.2663 
12.6%  13.6% 
Rs.2663 
N.A 
1%+S.T.) 
Union bank of India 
14.35% 
Rs.2750 
14.35% 
Rs.2750 
14.35% 
Rs.2750 
N.A 
14.35%  0.5%(min.Rs 500) 
Union bank of India 
13.55% 
Rs.2710 
13.55% 
Rs.2710 
13.55% 
Rs.2710 
N.A 
1.22%(min.Rs.1223)) 
Central Bank of India 
13.35% 
Rs.2700 
13.35% 
Rs.2700 
13.35% 
Rs.2700 
N.A 
Rs.500 One time free 
State Bank of Hyderabad (SBH) 
10.9%  14% 
Rs.2580  Rs.2733 
10.9%  14% 
Rs.2580  Rs.2733 
10.9%  14% 
Rs.2580 
N.A 
1% 
Bank of Maharashtra 
12.75% 
Rs.2670 
12.75% 
Rs.2670 
12.75% 
Rs.2670 
N.A 
1%(min Rs. 1000) 
Indian Overseas Bank 
14.05% 
Rs.2735

14.05% 
Rs.2735

14.05% 
Rs.2735

N.A 
1.01%  1.10% 
IDBI Bank 
13.2% 
Rs.2693 
13.2% 
Rs.2693 
13.2% 
Rs.2693 
N.A 
1% + S.T. 
Oriental Bank of Commerce 
11.05%  12.8% 
Rs.2587  Rs.2673 
11.05%  12.8% 
Rs.2587  Rs.2673 
11.05%  12.8% 
Rs.2587  Rs.2673 
N.A 
0.5% (min.Rs. 500) 
UCO Bank 
12.2%  12.45% 
Rs.2643 
12.2%  12.45% 
Rs.2643 
12.2%  12.45% 
Rs.2643 
N.A 
1%(min.Rs.750) 