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Home Loan Interest Rates

Banks Name Floating Interest rate Per lac EMI MCLR Rates Processing Fee) Prepayment Charges % Change in last 6 mths
SBI - State Bank Of India 8.30% - 8.60% Rs.855 - Rs.874 7.95% 0.35% of Loan Amount or Rs 10000 plus service tax whichever is less, subject to minimum of Rs 2000 plus taxes Festival Bonanza : 0% Processing Fee, on Top up and Home Loan (New & Take Over) Nil 1.52%
ICICI Bank 8.35% - 8.80% Rs.858 - Rs.886 8.20% 0.50% - 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher + applicable Service Tax & Surcharge N.A 1.44%
HDFC Ltd 8.35% - 8.55% Rs.858 - Rs.871 16.15% Up to 1.25% of the loan amount or ₹ 3,000 whichever is higher, plus applicable taxes Nil 1.98%
LIC Housing 8.35% - 8.80% Rs.858 - Rs.886 8.15% Upto 1 crore - 5000 + Service Tax 1 crore & above - 10000 + Service Tax Nil No Change
Bank of Baroda 8.30% Rs.855 8.30% Upto 0.5 % of loan amount + GST N.A. No Change
AXIS Bank 8.35% - 8.75% Rs.858 - Rs.884 8.15% Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil 0.9%
DHFL 8.35% Rs.858 - Rs.5,000 to Rs.20000 + document charges + Service Tax NIL 2.46%
IDBI 8.35% - 8.40% Rs.858 - Rs.861 8.80% NIL NIL 0.97%
Union Bank of India 8.30% - 8.35% Rs.855 - Rs.858 8.20% Nil under festive offer till 31.12.2017 NIL 2.5%
Bank of India 8.35% - 8.40% Rs.858 - Rs.861 8.30% 0.25% of loan amount NIL 2.45%
Indiabulls Housing Finance Limited 8.35% - 8.80% Rs.858 - Rs.886 - Upto 28 lacs = Rs.7500 - Rs.10000 28 lacs - 1.5 Cr = Rs. 10000 - 0.5% 1.5 Cr - 3 Cr = Rs. 25000 - 0.5 Above 3 Cr - 0.5% - 1% NIL 2.46%
Corporation Bank 8.65% - 9.15% Rs.877 - Rs.909 8.65% Nil under festive offer till 31.01.2018 Nil No Change
L&T Housing Finance 8.35% Rs.858 - 0.25% plus taxes (for salaried & for self employed) NIL -
United Bank of India 8.45% Rs.865 8.45% Nil till 31.12.2017 N.A -
Tata capital Housing Finance ltd 8.65%(For Women) - 8.90%(For Others) Rs.877(For Women) - Rs.893(For Others) - 0.20% - 0.25% of the loan amount + Service tax N.A N.A
Shubham Housing Development Finance Company 12%-14%(For Salaried) - 15%-17%(For Self-employed) Rs.1101-Rs.1244(For Salaried) - Rs.1317-Rs.1466(For Self-employed) - Upto 3 Lacs - Rs 9500 + ST 3 to 6 Lacs - Rs 13500 + ST Loan above 6 lacs - Rs. 13,500 + 3% of the loan amount over and above 6 lacs + Service Tax N.A -
HSBC Bank 8.65% - 8.75% Rs.877 - Rs.884 8.15% N.A Nil N.A
Deutsche Bank 10.50% Rs.998 9.35% 12000 + Service Tax NIL N.A
Standard Chartered 8.51% Rs.868 8.95% 10,000 plus applicable taxes NIL 1.55%
Federal Bank 8.95% - 9.20% Rs.897 - Rs.913 8.9% 0.50% of the limit sanctioned with a minimum of 3,000+ST, maximum of 7,500+ST N.A No Change
Allahabad Bank 8.30% - 8.40% Rs.855 - Rs.861 8.25% NIL N.A 2.92%
Central Bank of India 8.30% Rs.855 8.30% Nil NIL 2.38%
UCO Bank 8.45% - 8.75% Rs.865 - Rs.884 8.45% Nil till 31.12.2017 NIL 2.45%
Canara Bank 8.35% - 8.55% Rs.858 - Rs.871 8.30% Nil - 1.96%
Kotak Bank 8.35% Rs.858 8.60% Upto 1.25% of Loan amount Nil 4.65%
Dena Bank 8.25% - 8.35% Rs.852 - Rs.858 8.25% NIL NIL 2.5%
Vijaya Bank 8.50% Rs.868 8.50% NIL N.A 0.49%
Syndicate Bank 8.45% Rs.865 8.45% Nill N.A 2.43%
Citibank 8.60% - 8.85% Rs.874 - Rs.890 8.05% Rs. 5000 (Application fee) N.A NO CHANGE
PNB Housing Finance 8.35% - 9.25% Rs.858 - Rs.916 - 0.50% Or 10,000 + GST , whichever is higher. N.A NO CHANGE
Oriental Bank of Commerce 8.35% - 8.45% Rs.858 - Rs.865 8.35% NIL NIL NO CHANGE
Indian Overseas Bank 8.40% - 8.65% Rs.862 - Rs.877 8.40% A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation. N.A 1.95%
Indian Bank 8.35% - 9.35% Rs.858 - Rs.922 8.35% N.A Nil 2.92%
Punjab National Bank 8.35% - 8.45% Rs.858 - Rs.865 8.15% NIL NIL 2.42%
State Bank of Travancore 8.30% - 8.60% Rs.855 - Rs.874 7.95% estival Bonanza : 0% Processing Fee, on Top up and Home Loan (New & Take Over).Offer Valid till NIL NA
Bank of Maharastra 8.65% - 8.75% Rs.877 - Rs.884 8.65% NIL NIL NO CHANGE
Dhanalakshmi Bank 9.80% - 10.05% Rs.952 - Rs.968 9.8% 1.00 % of loan amount + service tax (subject to minimum of Rs. 10,000 + service tax) NIL -
Development Credit Bank 8.50% - 16.00% Rs.868 - Rs.1391 9.72% NIL NIL NA
DHFL Vyasa Housing Finance 9.75% - 10.25% Rs.945 - Rs.982 - 1% of the loan amount NA -
GIC Housing Finance 10.25% Rs.982 - Rs.2500 + service tax NA -
Gruh Finance Limited 8.35% - 15.05% Rs.858 - Rs.1320 - Up to 1% of the loan amount + taxes NA -
Orange City Housing Ltd. 14% Rs.1244 - 1% of the loan amount + taxes NA -
Reliance Home Finance Private Ltd. 8.35% Rs.858 - 1% of the loan amount + taxes NA -
Repco Home Finance Ltd. 8.30% Rs.855 - Up to 1% of the loan amount + taxes NA -




Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates. Banks/ Financial Institutions can contact us for inclusions or updates.









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