Compare Personal Loan from diffrent Banks

In our day-to-day life, even on special occasions and situation of emergency we require a good amount of funds to meet our financial needs and liabilities. We generally spend money on vacation, education, property, vehicles, marriage, medical emergency as well. There are situations when we have to arrange hefty amount within shorter duration. To meet the financial needs in such situations, personal loans play a vital role.

State Bank of India (SBI)
Interest Rate 11.95% - 16.55%
Processing fees Up to 3% of the loan amount
Prepayment charges Nil
Repayment options Upto 4 years
Maximum loan amount Rs.15 Lakh
Loan approval time 10 Minutes


HDFC Bank
Interest Rate 11.49 - 19.50%
Processing fees Rs.999 for special companies else 1% - 2.5%
Forclosure charges Nil – 4.00%
Repayment 5 Years
Maximum loan amount Rs.15 Lakh
Min. Income 18000 pm


ICICI Bank
Interest Rate 11.59 - 17.50%
Processing fees Rs.999 for Special offers otherwise 1% - 2.5%
Forclosure charges Nil – 5.00%
Repayment 5 Years
Loan amount 20 Lakh
Min. Income 20000 pm


Bajaj Finserv
Interest Rate 11.99% – 16.00%
Processing fees Upto 2.00%
Foreclosure Charges Upto 4% post 1st EMI clearance
Repayment options Upto 5 years
Maximum loan amount Rs.25 Lakh
Turn Around Time 48 hours
Min. Income 40000 – For Metro & 30000 – for Small Cities


Standard Chartered Bank
Interest Rate 10.99% (Salary > 2,00,000)

11.25% (Salary > 1,50,000)

11.49% (Salary > 75,000 )

12.49% - 13.49% (For 50,000 - 75,000 Salary)

14.49% (Salary < 50,000)
Processing fees Zero - Rs.1000
Pre Payment Charges Upto 2%


Kotak Bank
Interest Rate 11.25% - 11.49% (Special Rates for Loan Amount above 10 lakhs)

15.49% (Salary above 75,000)

15.99% (Salary above 50,000 - 74999)

16.49% (Salary 35,000 - 49,999)

16.99% (Salary 25,000 - 34,999)

12.99% - 15% (BT Rates for Listed Companies)
Processing fees 0.99% - 2.5%
Pre Payment Charges Zero (if loan Amount is more than 10 lakhs) Else 5%


Fullerton India
Interest Rate 14.00% - 33.00%
Processing fees 2.00%
Forclosure charges Upto 7%, 0% after 3years
Repayment 4 Years
loan amount 20 Lakh


Tata Capital
Interest Rate 11.49% – 17.00%
Max. Loan Amount 25 Lakh
Processing Fees 1.25%-2.50%
Prepayment Charges NIL Foreclosure charges after 12 EMI
Min. Income Rs.20000/- p.m
Loan Repayment 6 Years


HDB Financial Services
Interest Rate 17% (for 75,000 & above salary)

18% (for 35,000 - 75,000 salary)

21% ( below 35,000 salary)

Processing fees 1% - 2%
Pre Payment Charges NIL for Select Corporates Employees (CAT A & B) 4% For Rest

Check Your Eligibility For Loan Against Property with Various Banks


SBI, HDFC, DHFL, LIC Housing, Kotak Bank, Canara Bank, Standard Chartered Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.


Use this tool for calculate your Loan Against Property Eligibility in Various Cities of India: List Below


Delhi/NCR, Mumbai, Kolkata, Chandigarh, Chennai, Bangalore, Ahemdabad, Jaipur, Aurangabad, Baroda, Bhiwadi, Bhopal, Bhubneshwar, Cochin, Coimbatore, Cuttack, Dehradun, Delhi, Faridabad, Gaziabad, Gurgaon, Guwahati, Hosur, Hyderabad, Indore, Jabalpur, Jamshedpur, Kanpur, Kochi, Lucknow, Ludhiana, Madurai, Mangalore, Mysore, Mumbai, Nagpur, Nasik, NaviMumbai, Noida, Patna, Pune, Ranchi, Raipur, Rewari, Sahibabad, Surat, Thane, Thiruvananthapuram, Trivandrum, Trichy, Vadodara, Vishakapatanam, Vizag


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